Terms & Conditions
Please read the following terms and conditions of use (“Terms and Conditions of Use”) carefully before accessing the website of A.H. Williams & Co LP (hereinafter referred to as the “AHWCO Website”). By accessing the AHWCO Website, you agree to be legally bound by these Terms and Conditions of Use. Nothing contained in these Terms and Conditions of Use is intended to modify or amend any other written agreement, if any, that may currently be in effect between you and AHWCO with regard to matters other than your use of the AHWCO Website.
2. Limited Access
The information provided on the AHWCO Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. All persons and entities accessing the AHWCO Website are acting on their own initiative and are responsible for compliance with applicable local laws and regulations. The AHWCO Website is not directed to any person in any jurisdiction where the publication or availability of the AHWCO Website is prohibited, by reason of that person's nationality, residence or otherwise. Persons under these restrictions are not allowed access to the AHWCO Website.
3. No Offer/No Advice
The information and opinions provided on the AHWCO Website are provided for informational and educational purposes only. Nothing on the AHWCO Website shall be considered an advertisement, recommendation, solicitation, offer or invitation to buy or sell any security, future, option or other investment instrument, or an offer to provide any investment, tax, financial accounting or legal advice or service. You should consult a qualified investment, legal and/or tax professional before making any decision based on information provided on the AHWCO Website.
4. No Warranty
The AHWCO Website and the information and opinions included on the AHWCO Website are provided “as is” without any warranties of any kind – either express or implied – including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, accuracy, availability and fitness for any particular purpose and freedom from computer virus. Although we attempt to keep the information on the AHWCO Website accurate, complete and current, we do not warrant that the information contained herein is accurate, complete or current. AHWCO is in no way obligated to update outdated information or opinions, remove them from the AHWCO Website or mark them correspondingly. The information and opinions contained on the AHWCO Website are subject to change at any time without notice. AHWCO does not guarantee or endorse the suitability or potential value of any particular investment or any investment strategy that may be mentioned on the AHWCO Website. For these reasons, you agree that AHWCO is not responsible for any investment losses that might occur from your use of the information contained on the AHWCO Website. When making a decision about your investments, you should seek the advice of a professional financial adviser.
B5. Limitations of Liability
TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT NEITHER AHWCO NOR ITS AFFILIATES, SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND VENDORS WILL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF DATA, LOSS OF PROGRAMS, OR ANY OTHER PECUNIARY LOSS) ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE ACCESS OF, USE OF, PERFORMANCE OF, BROWSING IN OR LINKING TO OTHER SITES FROM THE AHWCO WEBSITE, OR ANY INFORMATION AND RELATED GRAPHICS CONTAINED IN OR MADE AVAILABLE THROUGH THE AHWCO WEBSITE, EVEN IF AHWCO, OR ANY OF ITS AFFILIATES, SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR VENDORS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES AND JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. YOU HEREBY RELEASE AND FOREVER WAIVE ANY AND ALL CLAIMS YOU MAY HAVE AGAINST AHWCO OR ITS AFFILIATES, SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND VENDORS FOR LOSSES OR DAMAGES YOU SUSTAIN IN CONNECTION WITH YOUR USE OF THE AHWCO WEBSITE.
6. Intellectual Property
All materials contained on the AHWCO Website, whether separate or compiled, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, html code and xml code, as well as copyrights, patents, trademarks, service marks, trade secrets, trade dress and other rights therein, are owned or licensed by AHWCO and its third-party information providers, and are protected by United States and international intellectual property laws. The downloading or printing of materials on the AHWCO Website does not involve the transfer of any rights whatsoever. You may not copy the materials on the AHWCO Website, upload, post, publish, transmit or distribute them in any way (whether electronically or otherwise) or create other works based on them, without our prior written consent. Copies made incidentally in the ordinary course of your use of the AHWCO Website (such as in cache memory) and a reasonable number of printed copies for your own internal use are permitted, provided you do not delete or change any copyright, trademark, service mark, or other notices.
7. Links to Third-Party Websites
The AHWCO Website may contain links to third-party websites. AHWCO is not responsible for the accuracy, completeness or suitability of any such third-party content. We have no influence on the contents of such websites and the data protection practices applicable in connection with such websites. Therefore, we do not assume any responsibility for such websites, and recommend that you study the terms and conditions and privacy policies of such websites before accessing them. Should you activate such links, you leave the AHWCO Website at your own risk.
8. Accessing Your Account Through the AHWCO Website
Certain parts of the AHWCO Website are protected by a User ID and password (“password protected services”). For authentication purposes, certain features on the AHWCO Website may also require you to answer security questions. You agree to provide AHWCO with current, complete, and accurate information as required under the applicable password protected services of the AHWCO Website, and regularly update such information. You may not obtain or attempt to obtain unauthorized access to password protected services of the AHWCO Website, or to any other materials or information on the AHWCO Website, through any means not intentionally made available to you by AHWCO.
You are responsible for maintaining the confidentiality of any User IDs, logins, passwords and security questions and answers that you use to access any page or feature on the AHWCO Website, and for logging off of your account and any password protected services of the AHWCO Website. You are solely responsible for all activities that occur in connection with your User IDs, logins, passwords and security questions and answers that you use to access any page or feature on the AHWCO Website. You agree to notify AHWCO immediately if you become aware of any disclosure, loss, theft or unauthorized use of your User IDs, logins, passwords and security questions and answers.
You agree that you will not: (i) permit any third party to use your User IDs, logins, passwords and security questions and answers, (ii) permit any third party to use the password protected services of the AHWCO Website, (iii) sell, rent, license or otherwise use the AHWCO Website or password protected services for any purpose other than as expressly authorized by AHWCO, or (iv) allow or cause any information transmitted from the AHWCO Website, available through the use of the AHWCO Website or password protected services, to be published, redistributed, or retransmitted for any use other than uses permitted under these Terms and Conditions of Use.
To Our Customers:
AH Williams & Company, L.P. (“AHWCO”) values you as a customer and respects your right to privacy. We recognize that you have placed your trust in us, and we take the responsibility to preserve that trust. One way we endeavor to keep your trust is to properly handle that personal information.
We pledge to you that:
- Protection of your privacy is a top priority;
- Your account information and all documents you provide to us are protected in a secure environment;
- We only collect personal information in order to accomplish our customer commitments to you.
We are required by federal law to advise you how we collect, share, and protect your personal information. You have the right to limit some but not all sharing of personal information. Please read this notice carefully to understand what we do. This information is presented to you in conformity with Regulation S-P, 17 CFR 248.1-248.3, under the Gramm-Leach-Bliley Act.
The Types of Personal Information We Collect :
The types of personal information we collect and share depend on the product or service you have with us. This information can include, among other things:
- Your name and address
- Social Security number
- Date of birth
- Assets and income
- Account balances
We may collect your personal information, for example, when you enter into an investment advisory agreement, open an account with a custodian, or make deposits or withdrawals from your account.
Why We May Need to Share Your Personal Information:
Like all financial companies, we need to share your personal information with third parties to run our everyday business and to provide you services such as processing transactions and maintaining your account. The third parties that we share your personal information with (such as financial service companies, sub-advisers, consultants and auditors) are contractually prohibited from disclosing or using your personal information for any purpose other than providing such services, and are required to maintain appropriate security measures for protecting your personal information. We may also share your personal information as required by law, such as responding to court orders and legal investigations. We do not disclose your personal information to anyone for marketing purposes.
How We Protect Your Personal Information:
Within (“AHWCO”) we restrict access to information about you to those employees who need to know the information to service your account. To protect your personal information from unauthorized access and use, we use physical, electronic, and procedural safeguards that comply with applicable laws and industry standards and practices.
When You Can Limit Sharing:
Federal law gives you the right to limit only: (1) sharing for affiliates’ everyday business purposes, (2) sharing with affiliates to use your information to market to you, and (3) sharing with non-affiliates to use your information to market to you.
We do not share your information in any of these ways. State laws and individual companies may give you additional rights to limit sharing.
When you are no longer our customer, we continue to share your information only as described in this notice.
Affiliates: Companies related by common ownership or control. They can be financial and non- financial companies. We do not share with affiliates.
Non-affiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. We do not share with non-affiliates except as describe in this notice.
Joint Marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you. We do not engage in joint marketing.
AHWCO pledges to work to protect the security of your confidential information. If you have any questions about how your information is protected, you can contact the Compliance Department of AH Williams & Company, LP at 215-569-9800.
10. Applicable Law / Jurisdiction
Your use of the AHWCO Website as well as these Terms and Conditions of Use is governed by the laws of the Commonwealth of Pennsylvania, United States of America, and applicable federal law, notwithstanding any principles of conflict of law. The state or federal courts located in Philadelphia, Pennsylvania shall have exclusive jurisdiction over any cause of action arising out of or related to these Terms and Conditions of Use or your use of the AHWCO Website.
If any provision of these Terms and Conditions of Use is deemed unlawful, void or unenforceable, then that provision will be deemed severable from these Terms and Conditions of Use and will not affect the validity and enforceability of the remaining provisions. These Terms and Conditions of Use represent the entire agreement between you and AHWCO relating to the subject matter herein.
The rights granted to you herein terminate immediately upon any violation by you of these Terms and Conditions of Use. AHWCO, in its sole discretion, reserves the right to temporarily or permanently terminate your access to and use of the AHWCO Website at any time and for any reason whatsoever, without notice or liability. AHWCO will not be liable to you or any third party for any termination of your access to or use of the AHWCO Website.